![]() Look for better mobile and internet deals.Help with saving money How to reduce your spending ![]() Plan to save and ensure you have an emergency fund to deal with any surprise expenses. You may need to adjust if you know the price is going to change drastically, or you have used comparison websites to shop around. To estimate yearly costs such as car insurance or car repairs, check what your bill was last year and use that number. By planning in advance, you can look for any offers on presents you are going to buy anyway. This will help you accurately budget and should be easier to stick to. When planning for Christmas or Birthday spending, list down every person you buy for and how much want to spend on their present.
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